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Monroe County • Exposure D • 180 MPH

Floating Dock Wind Loads &
Pile Guide Design in the Florida Keys

Floating docks in Monroe County face a unique engineering paradox: they rise with storm surge while their guide piles stay fixed. This vertical decoupling under 180 MPH winds creates escalating lateral loads on pile guides, gangway hinges, and cleat connections that compound as surge height increases. Understanding cumulative force buildup across every dock component is essential to surviving a Keys hurricane.

Calculate Dock Wind Loads View Force Analysis
Critical Design Issue: At 12 feet of storm surge, pile guide bracket lateral loads increase by 340% compared to calm conditions due to the lengthened moment arm and combined wind-wave-vessel forces acting on the elevated dock.
0 Design Wind Speed
0 Max Surge Potential
0 Velocity Pressure (15 ft)
0 Guide Load at Peak Surge
Template J: Cumulative Impact

How Wind, Surge, and Vessel Forces Compound on Floating Docks

As storm surge rises, each force component amplifies the others. This cumulative area chart reveals how total lateral demand on pile guide systems grows nonlinearly with surge height in Monroe County.

Direct Wind Drag
Wave Oscillation
Moored Vessel Transfer
Dynamic Amplification

The Moment Arm Problem

As a floating dock rises 10 feet on storm surge, the contact point on the guide pile migrates upward while the pile remains fixed in the seabed. This lengthens the cantilever moment arm by 40 to 60 percent, proportionally increasing the bending moment at the pile's mudline. A 16-inch diameter steel pipe pile embedded 15 feet in coral limestone that was adequate at normal tide may reach 85 percent of its plastic moment capacity at 10 feet of surge — before any vessel loads are added. Monroe County engineers must design piles for the full surge-adjusted moment, which typically requires 18 to 24 inch diameter piles with 0.375 to 0.500 inch wall thickness in 180 MPH Exposure D conditions.

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Vertical Travel vs. Lateral Capacity

Pile guide systems must allow 15 to 20 feet of vertical travel to accommodate Monroe County's full tidal and surge range while maintaining lateral restraint at every elevation. UHMW polyethylene rollers riding on the pile flanges resist lateral loads by bearing against the steel, but as the dock rises, rollers may encounter pile sections with reduced wall thickness due to the splash zone corrosion that concentrates 2 to 6 feet above mean high water. Engineers specify additional corrosion allowance (typically 1/16 inch sacrificial thickness) on piles in the splash zone, and roller brackets must distribute bearing loads across 8 to 12 inches of contact length to avoid creating localized pile wall deformation under the 3,000 to 8,000 pound lateral loads per guide assembly.

Dynamic Response

Wind Drag on Floating Dock Decking Surfaces

Floating dock decking behaves as a flat plate near the water surface, creating complex aerodynamic interactions between wind drag, wave splash, and the dock's freedom to oscillate laterally.

A floating dock's wind drag depends critically on its freeboard — the height of the deck surface above the waterline. Per ASCE 7-22 Chapter 29, the force coefficient (Cf) for a flat surface near grade ranges from 1.0 to 1.5, but floating docks near the water surface experience additional drag from wind-wave interaction. The turbulent boundary layer at the water surface generates vortex shedding around the dock edges, increasing effective drag coefficients to 1.3 to 1.8 for docks with 18 to 30 inch freeboard. For a standard 8-foot by 80-foot floating dock section with 24-inch freeboard at 180 MPH in Exposure D, the wind velocity pressure at 15 feet (qz = 77.8 psf) applied to the projected windward area of 160 square feet yields a direct wind drag of 12,400 to 18,700 pounds depending on the assumed Cf. This lateral force must transfer through pile guide rollers to the piles and then into the seabed foundation.

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Freeboard Wind Area

Each inch of freeboard adds 6.67 square feet per 80-foot dock section to the windward projected area. Reducing freeboard from 30 inches to 18 inches cuts wind drag by 40 percent but increases wave overtopping risk. Monroe County marina designers typically target 20 to 24 inches as the optimal balance point, providing adequate drainage while minimizing wind exposure.

18" Freeboard60%
24" Freeboard80%
30" Freeboard100%

Finger Pier Perpendicular Loads

Finger piers projecting perpendicular from the main dock walkway present their full side area to beam winds. A 3-foot by 30-foot finger pier with 18-inch freeboard creates 45 square feet of windward area generating 4,500 to 5,800 pounds of lateral force at 180 MPH. The hinge connection between finger and main dock is the critical failure point — Monroe County requires dual stainless steel pins with 8,000 pounds minimum shear capacity per pin plus a waler bracket that distributes load across 24 inches of the main dock frame.

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Wave Overtopping Threshold

When wind-driven waves overtop the dock surface, hydrodynamic forces replace aerodynamic forces. Green water on deck at even 6 inches depth adds 31 pounds per square foot of gravity loading plus horizontal wave run-up forces of 40 to 80 psf on any vertical obstructions (cleats, utility pedestals, gangway stanchions). Monroe County docks in exposed locations must either elevate utilities 12 inches above deck or use breakaway mounting to prevent progressive structural failure from wave overtopping.

Pile Guide Engineering

Roller Brackets, Lateral Loads, and Surge-Adjusted Design

The pile guide is the most critical single component in floating dock wind engineering. Its performance during surge determines whether the dock system survives or breaks free.

Guide System Load Path

Wind and wave forces on the floating dock transfer laterally through the pile guide assembly in a clearly defined load path: dock frame stringer to guide bracket mounting bolts, through the bracket chassis, into the UHMW roller bearing surface, and finally into the pile wall by direct bearing. Each link in this chain must resist the total lateral demand at the critical surge elevation. Monroe County's 180 MPH Exposure D conditions with 10 to 15 feet of potential surge create design lateral loads of 5,000 to 12,000 pounds per guide assembly when vessel mooring forces are included.

The guide bracket mounting to the dock frame typically requires six to eight 3/4-inch stainless steel through-bolts in double shear, connecting the bracket to doubled 3x10 or 4x10 Southern Pine stringers. The bolts must resist both lateral shear and the overturning moment created when the wind pushes the dock body while the guide brackets resist at a lower elevation. This moment creates tension in the upper bolts and compression in the lower bolts, with the upper bolt group often governing the design.

Guide roller contact pressure on the pile surface must remain below the bearing capacity of the pile wall material. For standard A572 Grade 50 steel pipe piles, the allowable bearing stress is approximately 33 ksi. An 8-inch-long UHMW roller contacting a 16-inch pile at 8,000 pounds creates a bearing stress of about 4.2 ksi on the flattened contact patch — well within limits. However, if splash zone corrosion reduces the pile wall from 0.375 inches to 0.250 inches, the wall may locally buckle under this concentrated load, requiring either thicker original pile walls or longer roller contact surfaces.

Calm Water Conditions

Wind Drag per Guide1,800 lbs
Pile Moment Arm18 ft
Guide Utilization28%

10-Foot Storm Surge

Combined Lateral per Guide7,900 lbs
Pile Moment Arm28 ft
Guide Utilization92%
Gangway Engineering

Gangway Connection Flexibility Under Wind-Driven Surge

Gangways must maintain structural integrity across extreme angular changes while transferring wind loads between the floating dock and the fixed shore structure.

The gangway connecting shore to floating dock is arguably the most mechanically complex element in the system. In Monroe County, it must accommodate a vertical range from extreme low tide (approximately -2.0 feet MLLW) to peak hurricane surge (+15 feet MLLW) — a total vertical travel of 17 feet. For a 30-foot-long gangway, this means the inclination angle varies from nearly horizontal at high surge to as steep as 34 degrees at low tide. At each angle, the gangway must safely carry pedestrian live loads (100 psf minimum per ASCE 7-22 Table 4.3-1 for marinas), its own dead weight, and lateral wind forces. The wind drag on a 4-foot by 30-foot gangway with open grating deck and side rails generates approximately 1,800 to 2,800 pounds of lateral force at 180 MPH, varying with angle because the projected area changes as the gangway tilts.

Shore-Side Hinge Design

The shore-side connection uses a heavy-duty pin joint that permits rotation in the vertical plane while resisting lateral wind forces. The hinge pin — typically a 2-inch diameter 316 stainless steel pin — must resist the full lateral wind force on the gangway in single shear while the vertical reaction supports half the gangway dead and live load. Combined shear and bending on the pin requires analysis per AISC Steel Construction Manual Chapter J. For a 30-foot aluminum gangway weighing 1,800 pounds with 2,400 pounds lateral wind force, the pin sees roughly 3,000 pounds combined shear. A 2-inch 316SS pin has approximately 18,000 pounds shear capacity — a factor of safety of 6.0 — but the pin's fatigue life under cyclic tidal loading drives the diameter more than static strength.

Dock-Side Sliding Connection

The floating dock end of the gangway must accommodate both vertical rotation and horizontal translation as the dock shifts laterally and the gangway angle changes. A sliding shoe plate riding on a stainless steel track bolted to the dock frame allows 12 to 18 inches of longitudinal movement. Under hurricane conditions, the dock may oscillate laterally by 6 to 12 inches between wave cycles, creating a dynamic sliding action at 0.5 to 1.5 Hz frequency. The shoe plate bearing surface must handle this oscillation without galling or seizing, which is why bronze-on-stainless or UHMW-on-stainless bearing pairs are specified over steel-on-steel contacts that would cold-weld under salt spray exposure.

Material Performance

Composite vs. Wood vs. Aluminum in Keys Salt Air

Material selection directly affects wind resistance, maintenance cycles, and total cost of ownership in Monroe County's aggressive marine environment.

Property Aluminum 6061-T6 Pressure-Treated Pine FRP Composite
Tensile Strength (ksi) 42 1.2 (parallel) 30 (pultrusion)
Modulus of Elasticity (ksi) 10,000 1,600 2,800
Density (lb/ft3) 169 35 (dry) 112
Salt Corrosion Resistance Excellent (anodized) Poor (3-5 yr retreat) Excellent
Service Life (Keys) 30-40 years 15-20 years 30-40 years
Initial Cost (per LF) $180-280 $80-140 $200-320
Wind Drag Factor Lowest (slim profile) Highest (rough surface) Moderate
Hurricane Damage Repair Weld or bolt patch Often full replacement Specialty repair

Why Aluminum Dominates Keys Marinas

Aluminum floating dock frames offer the best strength-to-weight ratio for hurricane zones. A lighter dock generates less inertial force during storm surge oscillation, directly reducing pile guide lateral demands. Marine-grade 6061-T6 aluminum at 42 ksi yield strength with 169 lb/ft3 density produces a specific strength 3.5 times higher than pressure-treated Southern Pine. The slim tubular profiles used in aluminum frames also present smaller windward projected areas than timber framing, reducing wind drag by 15 to 25 percent for equivalent structural capacity. However, all fasteners connecting aluminum to other metals must be isolated with nylon washers or rubber gaskets to prevent galvanic corrosion, which can destroy an aluminum connection in as little as 2 years in Keys saltwater exposure.

Timber's Diminishing Role

Pressure-treated Southern Pine timber docks remain common in Monroe County due to their 40 to 60 percent lower initial cost, but life-cycle economics increasingly favor aluminum and composite systems. CCA-treated timber (now restricted) lasted 20 to 25 years in Keys conditions, but ACQ and CA-B treated lumber averages only 12 to 18 years before structural deterioration. The rough sawn surface texture of timber creates higher wind drag coefficients (Cf = 1.5 to 1.8) compared to smooth aluminum extrusions (Cf = 1.0 to 1.3), increasing pile guide demands by 15 to 35 percent for the same dock dimensions. Additionally, waterlogged timber increases the dock's total weight over time, adding 20 to 40 percent to the original dead load and proportionally increasing the inertial forces transmitted to pile guides during surge-driven oscillation.

Wave Attenuation

Floating Breakwater Docks: Wind-Wave Protection That Takes a Beating

Floating breakwater docks serve dual duty as wave attenuators and mooring platforms, but their exposed positioning creates the highest wind loads in any marina system.

Floating breakwaters in Monroe County marinas attenuate wind-driven chop by absorbing wave energy through mass damping and wave reflection. The attenuation ratio depends on the dock's beam width relative to wavelength — a 10-foot-wide breakwater dock effectively dampens waves with wavelengths up to 20 feet (attenuation ratio = beam / wavelength > 0.5), which covers typical wind-generated chop periods of 2 to 4 seconds in the protected nearshore waters around Key West, Marathon, and Islamorada. During tropical storms and hurricanes, longer-period swell waves (8 to 12 second period, 150 to 350 foot wavelength) pass beneath the dock with less than 10 percent attenuation.

The wind load demands on floating breakwater docks far exceed those on protected interior docks. Positioned at the marina perimeter in direct wind exposure, breakwaters face unobstructed fetch across open water. Their deeper draft (3 to 5 feet submerged) creates additional hydrodynamic drag from wave orbital velocities, adding 30 to 50 percent to the lateral load demand compared to standard floating docks of the same surface dimensions. Pile guide systems for breakwater docks in Monroe County typically require lateral capacities of 10,000 to 18,000 pounds per assembly — two to three times the capacity needed for interior dock guides.

Attenuation Performance

2-sec Wind Chop65% reduction
4-sec Short Swell40% reduction
8-sec Hurricane Swell8% reduction

Based on 10-foot beam breakwater in 8 feet water depth.

Anchor Chain Design

Floating breakwaters in areas where piles cannot be driven (hardpan coral, protected seagrass) use catenary chain-and-anchor mooring. Each anchor must resist the full wind and wave force on its tributary dock length. For a 100-foot breakwater section at 180 MPH, four anchors each need 12,000 to 18,000 pounds holding capacity. Helical anchors screwed into coral substrate or concrete deadman anchors on bare sand are the two FDEP-approved methods in Monroe County sovereign submerged lands.

Connector Forces

Multi-section floating breakwaters use flexible rubber or chain connectors between segments. At 180 MPH, articulation loads between 80-foot sections can reach 15,000 to 25,000 pounds in tension and 5,000 pounds in shear as adjacent sections respond to different wave phases. Monroe County permits typically require stamped connector engineering calculations separate from the dock frame calculations, signed by a Florida PE with marine structural experience.

Permitting Process

FDEP, Army Corps, and Monroe County Dock Permits

Floating dock construction in the Florida Keys requires navigating four overlapping jurisdictions with different timelines, requirements, and environmental protections.

Phase 1: 30-60 days

Monroe County Pre-Application Review

Submit a pre-application meeting request to Monroe County Growth Management. Bring a site survey showing property boundaries, mean high water line, submerged land ownership, and proposed dock footprint. The pre-application identifies potential conflicts with the Comprehensive Plan's nearshore water restrictions (no new docks in water less than -4 feet MLW in most areas) and determines whether your parcel has available shoreline dock allocation under the county's rate-of-growth ordinance.

Phase 2: 60-90 days

Seagrass Survey and Environmental Assessment

Hire a qualified marine biologist to conduct a seagrass survey following FDEP Uniform Mitigation Assessment Methodology (UMAM). The survey maps Thalassia testudinum, Syringodium filiforme, and Halodule wrightii coverage within 200 feet of the proposed dock footprint. Floating docks are generally preferred by FDEP over fixed docks because they allow light penetration beneath the structure, reducing seagrass shading impacts. However, the pile locations still disturb substrate and must avoid direct seagrass placement.

Phase 3: 45-120 days

Army Corps of Engineers Section 10/404 Permit

Apply for a Nationwide Permit 3 (maintenance of existing docks) or NWP 11 (temporary structures) for docks under 1,000 square feet in non-sensitive areas. Processing takes 45 to 60 days. Larger docks or those in Florida Keys National Marine Sanctuary Preservation Areas require an Individual Permit with 6 to 12 month review, including a 30-day public comment period and potential Essential Fish Habitat consultation with NOAA Fisheries.

Phase 4: 90-180 days

FDEP Environmental Resource Permit (ERP)

The ERP application includes engineered construction plans, the seagrass survey, a water quality assessment, and a public interest test evaluation. Floating dock ERPs in Monroe County are processed through the FDEP South District office in Fort Myers. The review evaluates whether the project is "not contrary to the public interest" considering impacts on fish and wildlife, navigation, historical resources, and current and future use patterns. Permit conditions typically restrict construction to daylight hours, require turbidity curtains around pile driving operations, and mandate post-construction seagrass monitoring at 6-month intervals for 2 years.

Phase 5: 30-60 days

Monroe County Building Permit

Submit engineered plans stamped by a Florida PE to Monroe County Building Department showing wind load compliance at 180 MPH Exposure D per ASCE 7-22 and FBC 2023. The structural plans must include pile embedment calculations, guide bracket lateral load design, gangway connection details, cleat capacity calculations, and dock frame member sizing. The building permit reviewer checks that the structural design coordinates with the environmental permit conditions — for example, if the ERP limits pile count to six, the structural design must work within that constraint.

Mooring Analysis

Dock Cleat and Bollard Loads from Moored Vessels

Hurricane-force winds transform moored vessels into massive sails that transfer enormous lateral forces through mooring lines directly into the floating dock structure.

The sail area method calculates vessel wind force by multiplying the projected above-waterline area by the wind velocity pressure and a drag coefficient. For Monroe County's 180 MPH ultimate wind speed, the velocity pressure at the vessel's centroid height (typically 10 to 20 feet above water) ranges from 67 to 88 psf in Exposure D. A 45-foot sport fishing yacht with 320 square feet of broadside above-waterline profile generates approximately 28,000 to 34,000 pounds of total lateral wind force. With a typical 4-line mooring arrangement (two bow lines, two stern lines), each cleat must resist 7,000 to 8,500 pounds of force — but gust factors and dynamic amplification from vessel surge can instantaneously double these values to 14,000 to 17,000 pounds per cleat.

On floating docks, vessel mooring loads compound the dock's own wind drag because both forces transfer to the same pile guide system. A single dock face with four 40-foot vessels moored side-by-side can add 80,000 to 120,000 pounds of cumulative vessel wind force to the dock's structural demand. This compounding effect is the primary reason floating dock marinas in Monroe County require substantially heavier pile and guide systems than residential fixed docks serving the same vessel sizes.

Vessel Size vs. Cleat Demand

25-ft Center Console4,200 lbs/cleat
35-ft Sport Fish7,800 lbs/cleat
45-ft Yacht11,500 lbs/cleat
60-ft Sportfish15,000 lbs/cleat

Peak gust loads at 180 MPH with 4-line mooring configuration.

Cleat Attachment Requirements

Monroe County building officials require through-bolted cleats for vessels over 25 feet on floating docks. Key specifications include:

Through-bolt diameter: Minimum 3/4-inch 316 stainless steel for vessels to 40 feet; 1-inch for vessels to 60 feet.

Backing plate: 3/8-inch minimum 316SS plate, 6x6 inches, distributing pullout force across the dock frame stringer.

Frame reinforcement: Doubled 3x10 or 4x10 stringers beneath each cleat location, with the bolts passing through both layers.

Lag bolts are not permitted for cleats on floating docks in Monroe County due to cyclic loading fatigue and pullout reduction in salt-exposed lumber.

Expert Answers

Floating Dock Wind Load FAQ — Monroe County

Detailed engineering answers to the most common questions about floating dock wind design in the Florida Keys.

Floating docks experience a fundamentally different dynamic response than fixed piers in Monroe County. As storm surge raises water levels — potentially 5 to 15 feet during a major hurricane — the floating dock rises with the water while guide piles remain fixed in the seabed. This vertical travel creates increasing lateral load demands on pile guide rollers and brackets as the contact point migrates up the pile. At full surge, the dock may reach guide positions that were never designed for lateral loading, and the moment arm from the seabed to the dock contact point lengthens, amplifying pile bending stresses. Monroe County's 180 MPH ultimate wind speed with Exposure D produces velocity pressures of approximately 77.8 psf at 15 feet, creating enormous lateral demands on floating dock pile guide systems that scale nonlinearly with surge height.
Pile guide rollers and brackets on floating docks must resist the combined lateral force from wind drag on the dock surface, wave-induced sway, and moored vessel wind loads. For a typical 8-foot-wide by 60-foot-long floating dock section with 24-inch freeboard, direct wind drag at 180 MPH Exposure D generates roughly 4,800 to 7,200 pounds of lateral force. Each guide bracket assembly typically sees 1,200 to 3,600 pounds from wind alone. Adding wave surge oscillation and moored vessel loads can double these demands, requiring brackets rated for 5,000 to 8,000 pounds per guide with stainless steel through-bolts and UHMW roller surfaces that can handle cyclic loading for the 6 to 12 hour duration of a hurricane passage.
Gangway connections must accommodate the full range of vertical travel expected during storm surge while maintaining structural integrity. In Monroe County, gangways must allow 10 to 18 feet of vertical travel — from extreme low tide to peak hurricane surge. The shore-side hinge uses a heavy-duty pinned connection allowing rotation in the vertical plane, while the dock-side connection uses a sliding shoe or roller plate permitting both rotation and longitudinal translation. The gangway itself must resist wind drag along its length, which for a 4-foot-wide by 30-foot-long gangway at 180 MPH can reach 2,400 pounds of lateral force. Aluminum gangway truss members are sized for combined bending from self-weight, live load, and this lateral wind force at all possible inclination angles from nearly flat to 34 degrees.
Dock cleats on floating docks must resist wind forces transferred from moored vessels through mooring lines. A 40-foot sport fishing boat with 280 square feet of above-waterline profile area generates approximately 29,000 pounds of total lateral wind force at 180 MPH. With typical 4 to 6 line mooring, individual cleat loads range from 5,000 to 14,500 pounds depending on line angle. On floating docks, cleat loads transfer directly into the dock frame and then into pile guides, compounding with the dock's own wind drag. Through-bolted cleats with stainless steel backing plates are mandatory in Monroe County, with minimum pullout capacities of 15,000 pounds for cleats serving vessels over 30 feet.
Aluminum frame docks with composite or PVC decking offer the best overall performance in Monroe County. Marine-grade 6061-T6 aluminum resists salt corrosion without coatings and provides a 30 to 40 year service life, while pressure-treated Southern Pine averages only 15 to 20 years with the current ACQ treatment chemistry. From a wind engineering perspective, aluminum's superior strength-to-weight ratio means lighter docks that generate less inertial force during surge oscillation, directly reducing pile guide lateral demands. The slim tubular profiles also present 15 to 25 percent less windward area than equivalent timber framing. The initial cost premium of $100 to $140 per linear foot over timber is recovered within 12 to 15 years through eliminated retreatment costs and reduced structural repairs.
Floating dock construction requires permits from four agencies. FDEP requires an Environmental Resource Permit with mandatory seagrass surveys since the Keys contain protected Thalassia testudinum beds. The U.S. Army Corps requires a Section 10/404 permit — Nationwide Permit 3 or 11 for smaller docks (45-day review) or Individual Permits for larger projects (6 to 12 months). Monroe County's Comprehensive Plan restricts dock dimensions and requires a building permit with PE-stamped engineered drawings showing 180 MPH wind load compliance. The Florida Keys National Marine Sanctuary adds review requirements for docks near coral or hardbottom habitat. Total permitting timeline ranges from 6 months for simple residential docks to 18 months for commercial marinas.
Floating breakwater docks reduce wave energy in marina basins by 40 to 70 percent depending on wave period and dock draft. The attenuation depends on the ratio of dock width to wavelength — a 10-foot-wide breakwater effectively dampens waves with wavelengths up to 20 feet, covering most wind-generated chop in Keys protected waters. However, longer-period hurricane swell (8 to 12 second period) passes beneath with minimal attenuation. The wind loads on breakwater docks are 2 to 3 times higher than standard floating docks because they are positioned in exposed locations and have deeper draft (3 to 5 feet submerged) that increases hydrodynamic drag. Pile guide systems for breakwaters require 10,000 to 18,000 pounds lateral capacity per assembly.
Finger piers experience critical wind loads perpendicular to their long axis. A typical 3-foot by 30-foot finger pier with 18-inch freeboard presents 45 square feet of windward area generating 4,500 to 5,800 pounds of lateral force at 180 MPH. This load transfers through the finger-to-main-dock hinge connection, which is a frequent hurricane failure point. The perpendicular force creates a prying moment that tends to separate the finger from the main walkway. Monroe County engineers typically specify heavy-duty hinged waler connections with dual stainless steel pins rated for 8,000 pounds minimum shear capacity per pin, allowing vertical articulation with surge while maintaining the lateral wind load path to the main dock's pile guide system.

Engineer Your Floating Dock for 180 MPH

Get precise wind load calculations for your floating dock system in Monroe County — pile guides, gangway connections, cleat capacities, and cumulative force analysis per ASCE 7-22 Exposure D.

Calculate Dock Wind Loads